Sometimes since the account is paid, they are willing to "let it go", per se. Perhaps even try GW technique with them if you get nowhere on the phone. You need to speak to higher-ups with the CA and beg/plead to remove it. It also cannot hurt to work your way up the chain (supervisor/manager/etc), but when it comes to PFD or any deletion of a CA, and unless it is their explicit policy, I find frontline CSRs fairly useless. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Unfortunately, since they did not agree to PFD and you paid it, there is little recourse at this point to remove it.Īs mentioned abive, I would definitely attempt GW technique with Comenity. What are my options? This whole thing is new to me. I plan on getting a mortgage soon and fear this may hinder my chances. I attempted to do a PFD (the collection company said they don't do it). Shop our favorite clothing from sleepwear and sportswear to beauty and swim. 2 No annual fee and no Foreign Transaction Fees. 1 Get peace of mind with American Express purchase protection, ID theft insurance and more. The collection was sold to Dynamic Recovery Services, I recently paid collection in full BUT its still listed on my credit report. The world’s best bras, panties, and lingerie. Card benefits Earn 2 unlimited cash back on purchases when you use the Bread Cashback TM American Express® Credit Card.
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